Tuesday, December 22, 2009

Banks are Crazy

I have been dealing with banks all day today and have determined that they are crazy.  One bank has my address as General Delivery.  I ask them to change it to my PO Box and was told that they would need to know my physical address to change my mailing address from General Delivery to a PO Box.  I just don't understand,  I have to go the post office to pick up my mail in either case, but I can have a General Delivery Address with no physical address, but a PO Box requires a physical address.

Another bank has been paid the late fees on my payments for several months now, and have not credited any of them to my account.  They have $35 worth of late fees marked as unpaid.  Instead they have been applying the late fees to my principle.  When I ask them why, they said, they cannot mark late fees as paid until the account is current.  Which means simply that if I never pay any payments on time I will wind up owing them over $5000 in late fees at the end of loan even though I paid every single one of them.

Like I said banks are crazy.

Monday, December 14, 2009

My poor Car has seen better days.

I have the latest news from the mechanic now.  After spending 3 days diagnosing the issues with the fuel system we came to find out that the real problem was that the timing chain had slipped a link, which is causing the fuel injectors to fire early, or late, I am not sure which.  This is causing the car to idle too fast when cold and barely idle when it is hot.

We have to play with timing every time in order to get it to start depending on if the engine is hot of cold.  It looks like I will be spending a day or two in the garage replacing a timing chain in hopes that nothing else is wrong once I get that part completed.

Anyone feel like spending a couple days with me under the hood of '84 Vic?

Tuesday, December 1, 2009

My car broke down again. It has been giving me trouble off and on for about a month now, but who can blame it. I have over 230,000 miles on it. It runs great when it is running. I have a mechanic friend looking at it this time as the automatic choke is causing fuel system problems and I'm not that good with first generation fuel injector technology. Hopefully my old beat up Crown Vic will get fixed over the weekend and I'll have a working car again. If not, does anyone know where I can buy another cheap car to get me through another year?